The Business Finance Suite
Your Trusted Partner in Small Business Financing
Unlock unparalleled access to thousands of funding sources with the Business Finance Suite—the most comprehensive business financing solution available today.
With the Business Finance Suite, you can:
Secure funding for your business quickly and easily
Build a strong business credit profile and score
Access additional capital without a personal guarantee or credit check
Whether you're just starting out or scaling up, our extensive network of lenders and flexible financing programs gives you a powerful advantage in securing the funds you need—fast.
I Learned the Hard Way...
My Personal Journey
I am Dr. Artina R. Ruibal (Dr. Artina Ray). I am a Holistic Health Practitioner and Pastoral Care Provider, but even more than that, I am currently the CEO of two companies: Mystical Serpentine and Business Credit Opps (est. 2016 – 2025).
In my professional role as a Doctor of Natural Medicine (Holistic Health Practitioner), I offer support, psychotherapy, and guidance for individuals who are suffering from substance use disorders, mental or psychological imbalances, and health-related issues. I serve as a guide and a teacher educating individuals about their inflictions and how to best care for them. I work diligently to empower individuals to take an active role in their health-care decisions, care, and needs.
Included in my services are natural alternatives including Energy Psychotherapy, Spiritually Integrated Psychotherapy, and evidence-based therapies. Non-invasive assessments are also available using Quantum Bio-Resonance scans and auricular therapy or iridology to assess for imbalances within the vitalistic energy of an individual. Herbal medicines and custom-tailored homeopathic remedies are also available.
In my professional role as a Business Credit Consultant, I offer supportive assistance for those who have a business idea and want to see it come into full fruition or those who already have a business established – and who are needing access to financing and business credit but are unaware of the many opportunities that are available.
So, how did I go from Holistic Medicine to Business Credit – it’s simple really!
I am also the CEO of two businesses, and I am a minority woman business owner. I learned the hard way by making my own mistakes. I followed the typical route of “going to the bank” for financial assistance to get my business of the ground – and that was a fail – and I also, when first starting off in 2016, used all my personal money and credit to get my business of the ground – another “not recommended” route. Watch out for that “Corporate Veil”!

Business Finance Suite
I specialize in helping business owners establish excellent business credit scores and then leverage those scores to access cash and credit for their businesses. I am also an authorized reseller and partner of the exclusive Business Finance Suite.
The Business Finance Suite helped me to get my business of the ground, with no need for a personal guarantee, and gained me access to funding for my business – I am talking auto loans, fleet credit cards, business credit cards, business bank loans – the whole shebang! I couldn’t believe it!
I was amazed at how useful and empowering this suite proved to be! At first, like most business owners or individuals who want to make wise financial plans - I was terrified of the investment – but then I had to ask myself and take into consideration where I had been already – all the mistakes, the personal financial losses, the hits against my personal credit score, and the emotional turmoil of feeling like a failure – was this Business Finance Suite worth the investment? Well, of course, my answer was a huge “Yes!” – I had already lost so much trying on my own and falling on my face – why not take the chance – what if it was as good as it sounded? It truly was as good as it sounded, and I couldn’t have been happier and more pleased about it.
The Business Finance Suite is the leading business cash and credit access system in the world today.
For more information on business credit scoring, business credit, fundability, or how to access financial resources quicker than the “go to the bank” route, reach out to me directly and I will be happy to help.

Investing in Your Business
A Commitment to Your Growth
Your decision has been made and your are ready to move forward.
Congratulations!
Download the Service Contract using the button below.
You can electronically sign the contract and return it to myfunds@businesscreditopps.com at your convenience.
Submitting a payment for immediate access to the Business Finance Suite is an agreement that you have reviewed, read, and agree to the terms of the contract even if you do not sign and return the contract.
I look forward to working with you!
The Business Finance Suite
Flexible payment terms. Before submitting a payment for the Business Credit Suite, please review the Refund and Purchase Policy. By submitting your payment below, you agree you have been provided with and agree to the terms of the contract.
By purchasing the Business Finance Suite, access to me as your consultant is at no additional cost. I am here to support you and backed by a team of business finance partners.
I will be a part of your Business Credit & Financing Team of advisors to support your every step on your journey toward success with Business Credit & Financing.
* Special Note: Business Credit Opps is a d/b/a for Mystical Serpentine.
* Your receipt and payment will reflect Mystical Serpentine as the primary business name when making your payment with Stripe.
Pay in Full
Limited time offer!
Paying for the program in full offers a $1,000.00 discount from the regular price. The Business Finance Suite is regularly priced at $3,900.00.
Partial Pay
A payment of $1,950.00 today gets you immediate access to the Business Finance Suite so you can begin building your business credit profile and get immediate access to creditors, lenders, and vendors. You will have immediate access to a team of professional business credit advisors and guides who will support you through the entire process.
Your second payment will be due 30 days from today.
Monthly Payment Plan
A partial payment today of $1,500.00 gets you immediate access to the Business Finance Suite and my team of professional business credit advisors who will support and guide you through each step of setting up and your next steps in fundability preparation and getting approved for credit and financing.
The monthly payment option is $300 per month for 8 months beginning 30 days from today. There are $0 interest charges for financing.
Curious? Have questions?
Telephone: (720) 325-3593
E-mail: myfunds@businesscreditopps.com
Of course all fields are required. I need to know how I can help. Feel free to share your questions or inquiries using this form. You will receive a response within 48 hours.
Thank you.
Artina R. Ruibal, Business Credit & Finance Consultant
An authorized Business Finance Suite partner and reseller.
I am a Business Finance Suite success story!
Stay in the Know
You can submit this form to opt-in to receiving informational emails related to building your business and getting quick access to credit & financing for your business.
Your information will not be sold, traded, or otherwise distributed to outside sources.
You may opt-out anytime by sending an email to myfunds@businesscreditopps.com.
Thank you.
- Artina Ray
